Buy your dream home. Take a well-deserved vacation. Get the new car you’ve wanted. For all those major purchases in life, and even some of the smaller ones, you can count on an AmericanWest Bank loan or line of credit. We’re your community bank, built on providing convenient service and products that flex to meet your financial goals. Plus, with any loan you receive flexible terms, competitive rates, and the assistance of our responsive and reliable bankers every step of the way.
That’s personal banking. That’s AmericanWest Bank.
Whether you’re seeking a vehicle loan, home equity line of credit, or signature loan or line, one of our personal bankers is ready to assist you in selecting the right one to fit your specific need. If you’re buying or refinancing your home, you’ll get the highly-specialized assistance from one of our residential lending experts. And with every loan you can count on us to be readily available to answer your questions and guide you through the application process. That’s the AmericanWest Bank difference.
» SIGNATURE LOANS & LINES OF CREDIT
This open line of credit provides a safety net for cash emergencies with these great benefits:
Up to 0.50% interest rate discount with any AmericanWest Bank checking account and automatic loan payments;
Credit limits from $500 to $25,000, customized to fit your needs;
Fixed and variable rate options;
Access through TeleService or at any financial center; and
Saver Secured Loans also available.
» OVERDRAFT LINE OF CREDIT
Protect your checking account from accidental overdrafts by linking to this line of credit.
Credit limits from $500 to $5,000;
No fee for transfers; and
Automatic payments required.
» VEHICLE LOANS
If you are looking to purchase a new or used car or are shopping for a bike or personal watercraft, we can assist with competitive rates that will have you on the road or in the water in no time.
Up to 0.50% interest rate discount with any AmericanWest Bank checking account and automatic loan payments;
Up to 100% financing on new vehicles;
Various terms for new and used vehicles; and
Other specialized options available for recreational vehicles.
» HOME EQUITY LINE OF CREDIT
You’ve put a lot of time and effort into your home, and chances are you have built up some equity that can work to your advantage with a Home Equity Line of Credit. Advance the funds as you need them and enjoy the tax benefits of an equity line*.
Lock-in a portion of your balance at a fixed-rate up to three times;
Borrow up to 80% of home value, minus outstanding mortgage;
Options available for Home Equity Loans with fixed rates. * Consult your tax advisor regarding deductibility.
» RESIDENTIAL MORTGAGES view details >> Click here for expanded information on our residential mortgage programs and service.